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Data & Insights

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Job Training & Placement Programs:

According to a study by the National Bureau of Economic Research, job training programs can increase employment and earnings among participants. The study found that a training program for low-income adults increased employment by 14 percentage points and earnings by 18% in the year after the program ended.


A study by the Urban Institute found that job placement programs can also be effective. The study looked at a program that provided job search assistance and found that it increased employment and earnings among participants.

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Microenterprise Development Programs:

A study by the Aspen Institute found that microenterprise development programs can help low-income entrepreneurs start and grow businesses. The study found that participants in a microenterprise development program were more likely to start a business and saw an increase in income after participating in the program.


A review of microfinance programs by the World Bank found that these programs can have positive impacts on poverty reduction, particularly for women.

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Financial Education Programs:

A study by the Consumer Financial Protection Bureau found that financial education programs can increase financial knowledge and behavior. The study found that participants in a financial education program were more likely to save money and pay off debt.


A review of financial education programs by the National Endowment for Financial Education found that these programs can lead to improved financial behaviors, such as saving and budgeting.

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